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Madhyamvargiya parivaron (Middle-Class Families) me jyadatar mahine ki aakhiri tarikh aate-aate jeb khali ho jati hai. Samasya yah hai ki ham me se bahut se log bajat (Budget) ki or dhyan nahi dete hai or 1 tarikh se hi bina hisab-kitab ke khrche (Expenses unaccounted) karne lagte hain agar yahi kharche ek budget banakar kiye jaye to aapko mahine ki aakhiri tarikh ki chinta nahi satayegi or aap kuch bachat (Savings) bhi kar payenge -

Ghar Ka Budget Kaise Banaye

Kam Kharch Me Ghar kaise chalaye - 

  1. Budget banane me sabse pahle jo bahut jaruri kharche hai unki list bana le, jaise makan ka kiraya, bijli ka bill, bachhon ki school fees, Tution fees or ghar ka rashan.
  2. Budget banane ke chakkar me khan-pan se samajhota na kare, Dal, Genhu yadi aap thok ki dukan se kharidenge to paise ki bachat ke sath-sath achhi quality ka saman bhi mil jayega.
  3. Jab bhi budget banayen to usme apne badon or bachhon ko bhi jarur shamil karen or unki jaruraton ka bhi dhyam rakhen.
  4. Bijli or gas ka upyog jarurat ke hisab se karen, thodi-thodi bachat bhi aapke budget ko or majboot bana sakti hai.
  5. Budget banate samay apni aamadani or kharche ka record rakhen tabhi ek saral or achha budget ban payega. Eske liye ek nirdharit praroop bana le or us par apni aamadani or hone wale kharchon ko usme jodte jayen.
  6. Apni pasand ki choti or badi cheezon ki ek list banaye, dhekhe kon si cheez ki jarurat jyada hai. Unhe hi Prathamikta den. Kabhi-Kabhi pasand ke chakkar me anavashyak fijulkharchi ho jati hai or bad me pareshani hoti hai.
  7. Ho sake to lokal market se hi acchha saman khojne ki koshish kare, Super Market me saman to achha mil jata hai lekin kharcha bhi jyada ho jata hai.
  8. budget ko bojh na samajhe, ho sakta hai ki shuruat me yah aapko bojh lage, lekin esme hui bachat aapko bad me bada aanand bhi degi.
  9. Budget hame paiso par niyantran karne ki takat deta hai or arthik roop se saksham banata hai.
  10. Ho sake to budget banate samay bazar se kuch lifafe kharid le or sabhi mahine sa sabhi kharchon ko un lifafon me dal le, esse hisab kitab manage rahta hai or mahine bhar ki tention bhi khatam ho jati hai.
  11. Sabhi kharchon ke baad ek lifafa atirikt kharchon ke liye bhi banayen or esme bhi kuch rupaye dal de, Kyonki aakasmik kharche batakar nahi aate or yah aapka budget bhi bigad sakte hai.
prepare a family budget for a month, budget banana sikhe, ghar budget banaye, Kam Kharch Me Ghar kaise chalaye


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